TURNING SHIT INTO GOLD

$200 may not mean much to a lot of people. But they do not stop to think of the possibilities of that amount when compounded.

Imagine you are 25 years old and put about $200 in your CPF-SA as part of your mandatory contribution. Then you get a $200 pay increment as part of your promotion. You up your expenses accordingly, splashing on food and what naught.

Instead of pumping that amount to food which turns into shit, how about putting it into your CPF-SA and earn some 4% interest?

Here's how it compares when things square up at age 55.

Not too shabby yea? However, not many people do it. 

Those who do, do it even better by pumping in that extra $2,400 at the beginning of the year to work that compounding effect.